Visit us at the top of Market St. in Kettering Pop in for a cup of tea to discuss your mortgage at 2 Church Walk, Kettering, Northants NN16 ODJ
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Lifetime mortgages help you release equity so that you can enjoy life now.
All the information you need to read in your own time
We are a friendly family firm looking to provide the financial services that provide the best value for our local clients.
Equity Release - 9 Reasons Why You Should Consider It
New affordability rules on Buy To Let lending
Mortgages for over 60's....
Equity Release Mortgage Advice from Best4U
Best4U of Kettering Northamptonshire provide the Best Equity Release Mortgage Advice and Support for people who want/need to finance big changes in their lives.
Equity Release Mortgages in the past have had bad press, mainly because they were not regulated and unsuitable schemes were sold to people leaving them in financial difficulty, they are now regulated under the FSA (Financial Services Authority) and all lenders have to be part of the SHIP (Safe Home Income Plans) where as part of the code of conduct all plans must carry a 'No Negative Equity Guarantee'
Equity Release Mortgages can be an excellent way to finance retirement plans or creat some extra cash to maintain or improve lifestyle.
As an independent firm we have historically advised and arranged Equity Release Mortgages for people across the UK. Our advice is impartial and honest. Our success is built on listening to clients needs and finding the best product for you - and if an equity release is not suitable, then we can look at other options.
Is Equity Release for you?
Typically if you are aged over 55 and your property is valued at over £70k, is a freehold or long leasehold, then there is a chance there is a product out there for you. Our recomended products apply to mainland England, Isle of Wight, Scotland or Wales.
You can borrow a one off lump sum or several cash withdrawels as and when you are needed or take the cash as income monthly.
You would be responsible for legal fees and all others fees, some are upfront, some can be added and some are free, they are always listed in the key facts illustrations (KFI) which you will receive after our first meeting and before our second meeting to give you adequate time to decide if an equity release mortgage is for you.
Please contact us using the call back form on the right of this page.